If You’ve Got Equity, You’ve Got Options!
Purchasing a Mortgage
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If I Co-Sign A Mortgage, How Will This Impact Me?
In today’s day and age, more and more borrowers are struggling to qualify for a mortgage. When you look at house prices in your area and factor in a combination of stricter guidelines, new stress test rules, bruised credit, self-employed, etc., it can be challenging to say the least. When this happens, sometimes the quickest … Continued
3 years ago
Mortgage Rates
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A New Stress Test Is Coming…
In an attempt to slow down the housing market, the government has proposed to increase the stress test as of June 1, 2021. Here is a breakdown of what that means. What is the stress test? A couple of years ago the government introduced the stress test to make sure people could afford their … Continued
3 years ago
Mortgage Rates
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Where Are Mortgage Rates Going?
This is the million-dollar question. With so much unknown in our economy and real estate markets, there is one sure thing – interest rates are on the move upwards. BUT, this is only fixed rates. Variable rates remain at all-time lows. Fixed rates have increased over the last couple of weeks. Why is it that only … Continued
3 years ago